Starting 2007, the Basel II capital accord will make credit rating procedures more complicated and thorough than ever before. No other financial regulation has the influence Basel II will have on credit rating. Already the impact on businesses everywhere is enormous.
According to Basel II, credit institutions will have to cast a critical eye on a borrower's present performance, future goals, and (often hidden) weaknesses in order to determine a fair rating. Next to quantitative factors such as financial state, profitability, and year end figures; abstract qualitative factors such as market position, management/employee competence, and technological infrastructure will need to be taken into account.
In Basel II, understanding a client's qualitative factors (also known as 'soft facts') will become key to a fair credit rating. Do you have the right information to shed light on your client's bottom line? Our experts do!
VMVO assists you with soft facts assessments by using experts who have in
depth knowledge and experience in a multitude of fields.
Contact us directly for more information and price quotes!
Adapting strategies
Pro-active thinking credit institutions should have a strategy in place that
allows for access to credible, thorough, and unbiased assessments
regarding their client's qualitative factors. Bridging the gap between
understanding qualitative factors, and understanding their financial
implications requires in-depth knowledge of the business and its market in
question. Misinterpreting qualitative factors can have negative
consequences for both creditor and borrower.
VMVO assists you with soft facts
assessments by using experts who
have in depth knowledge and
experience in a multitude of fields.
Download our services brochures to get detailed information.
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